--- title: Important Info - Loan Program Changes description: Important Information on Upcoming Loan Program Changes. image: https://voice.lifewest.edu/hubfs/Important%20-%20Inscription%20on%20Red%20Rubber%20Stamp%20Isolated%20on%20White..jpeg --- [Skip to content](https://voice.lifewest.edu/important-info-loan-program-changes#main-content) This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. [![LOGO-placeholder-the-voice-light-transparent-1000](https://voice.lifewest.edu/hs-fs/hubfs/LOGO-placeholder-the-voice-light-transparent-1000.png?width=980&height=121&name=LOGO-placeholder-the-voice-light-transparent-1000.png "LOGO-placeholder-the-voice-light-transparent-1000")](https://voice.lifewest.edu) - [Become a Contributor](https://lifewest.edu/faculty/brand-marketing-resources/submitting-content-for-the-voice) - Search Search Search # Important Info - Loan Program Changes ![](https://voice.lifewest.edu/hubfs/Important%20-%20Inscription%20on%20Red%20Rubber%20Stamp%20Isolated%20on%20White..jpeg) - February 13, 2026 ![Life West](https://voice.lifewest.edu/hubfs/FAVICON-lifewest-social.jpeg) [Life West](https://voice.lifewest.edu/author/life-west) For all Life West Students, please read the notice here. The financial aid office would like to share the following information with you. A new federal law (One Big Beautiful Bill or OBBB) has made several changes to the federal student loan programs that impact graduate and professional students. *The information below reflects the most current federal guidance available and is subject to change pending the release of final regulations.* **Graduate PLUS Loan Program Elimination and Legacy/Grandfathering Provisions Effective 7/1/26:** - May retain eligibility for 3 academic years or the remainder of your expected time to credential based on the published program length, whichever is less. - **Requires continuous enrollment in the program (can not withdraw, take a quarter off or transfer to another chiropractic college).** - **Impact: Must be enrolled spring 26 to qualify for the grandfathering provisions.** - Requires a Direct Loan (Unsubsidized or Graduate PLUS) made/disbursed prior to 7/1/26. - Specific transition guidance has not been released. Other options available: Life West is working with alternative lenders to provide [private educational loan](https://lifewest.edu/admissions/private-educational-loan-programs) options to fill any gap in Graduate PLUS funding. Additional Information on this and other new loan provisions is available[here.](https://lifewest.edu/admissions/financial-aid/federal-loan-changes-effective-july-1-2026-current-students) If you have any questions please email [finaid@lifewest.edu](mailto:finaid@lifewest.edu) or stop by the financial aid office.   Stay Updated ## Other Recent Updates from The VOICE [![](https://voice.lifewest.edu/hubfs/Dave%20Khuu.jpg)](https://voice.lifewest.edu/life-west-alumnus-dr.-dave-khuu-recognized-by-marquis-whos-who) [President's Office](https://voice.lifewest.edu/tag/presidents-office), [Bellevue Campus](https://voice.lifewest.edu/tag/bellevue-campus), [Hayward Campus](https://voice.lifewest.edu/tag/hayward-campus) ### [Life West Alumnus Dr. Dave Khuu Recognized by Marquis Who's Who](https://voice.lifewest.edu/life-west-alumnus-dr.-dave-khuu-recognized-by-marquis-whos-who) June 27, 2026 Congratulations to Life Chiropractic College West alumnus Dr. Dave Khuu (DC '00) on being recognized by Marquis Who's... 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